House of Stuart
Should your character suffer final death then the new character will be created along lines that will fit with the campaigns state of play.
New Characters will NOT start with the same experience as the characters that are in play, but will receive more experience points per session until they have caught up.
Generally a new character will receive 25-50% of the experience of the rest of the coterie to a minimum of 40 points. And gain 3-4 more points per session until they have the same experience as any other player.